What Does Comprehensive Auto Insurance Cover? 

Comprehensive auto insurance is an important option for Nevada drivers who want coverage beyond that which addresses collisions. At Liberty Choice Insurance, we can explain how this part of an auto insurance policy can help address various risks.

What Is Comprehensive Auto Insurance?

Comprehensive coverage is a part of auto insurance that may cover damage to your car from incidents other than crashes. While liability and collision coverage focus on accidents involving other vehicles or objects, comprehensive coverage can apply to many noncollision events that may still cause significant damage or loss.

What Does It Typically Cover?

This type of coverage may help pay for repairs or replacement if your vehicle is damaged by:

• Theft or attempted theft
• Vandalism or malicious mischief
• Fire or explosions
• Natural disasters, such as hail, windstorms or flooding
• Falling objects, like tree branches or debris
• Animal collisions (for example, hitting a deer)

When Is This Policy Required?

Although not typically required by law, in some situations, comprehensive coverage may not be optional. Lenders or leasing companies may require it as part of an auto loan or lease. Even when it is not required, drivers who park outside, commute regularly or live in areas with a higher risk of severe weather or crime may want to consider how comprehensive coverage can fit into their overall auto insurance plan.

How Our Team Can Help

At Liberty Choice Insurance, we work closely with Las Vegas, NV drivers to review their car insurance needs and discuss how the right coverage can help. Contact us today for personalized guidance and a free custom quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.