Motorcycle Insurance in Las Vegas, NV
Motorcycle insurance may help cover the financial impact of accidents, theft or damage. Without it, riders could face costly repairs, medical bills or legal expenses.
Do You Need Motorcycle Insurance?
In most states, motorcycles must meet the same legal requirements as cars regarding registration, titles and insurance. To find out what coverage you’re legally required to carry, talk to Liberty Choice Insurance. Our agents can help you understand the minimum insurance requirements for motorcyclists in your area.
How Does Motorcycle Insurance Work?
Motorcycle insurance works similarly to auto insurance. In return for paying a monthly or yearly premium, your insurance provider may help cover certain costs following a covered event. You will choose your deductible, coverage limits and optional coverage.
What Does Motorcycle Insurance Cover?
Standard motorcycle insurance policies often include the following components:
- Liability coverage may pay for property damage or injuries you cause to others.
- Collision coverage may pay for your motorcycle’s repair or replacement expenses following an accident.
- Comprehensive coverage may cover fire, theft, vandalism and other noncollision events.
- Uninsured/underinsured motorist coverage may cover your accident-related injuries and property damage following an accident with an at-fault driver with insufficient coverage.
Motorcycle insurance often excludes coverage for racing, stunt riding, off-road use and damage from normal wear and tear. Claims may also be denied if the bike is used for business purposes or involved in an accident while the rider is under the influence of drugs or alcohol. Review your policy carefully to understand what is covered and what is not.
Motorcycle Insurance Agents Near You
Contact Liberty Choice Insurance today if you have questions or want to review your motorcycle insurance options. Our agents can help you get coverage at favorable rates.