September 12, 2025
AgencyIs Earthquake Coverage Worth It for Las Vegas Homeowners?
Las Vegas presents a unique blend of opportunity and risk for homeowners. While the region is known for its favorable climate and vibrant lifestyle, it also sits in one of the most seismically active states in the country. Earthquake insurance isn’t typically included in standard homeowners policies, making it essential to evaluate whether additional coverage […]
August 20, 2025
AgencyWhat Does It Mean If Your Insurance Premium Increased?
Receiving a notice that your insurance premium has increased can be frustrating, especially if you haven’t changed your coverage or filed a recent claim. Premium increases are often tied to factors beyond your policy. Common Reasons Behind Premium Increases A shift in risk assessment is one of the most frequent causes of a premium increase. […]
July 7, 2025
AgencyDoes My Business Need Commercial Trucking Insurance?
Commercial trucking insurance may be necessary if your business transports goods using large trucks, trailers or specialized freight vehicles. This type of coverage is designed for businesses that rely on heavy-duty vehicles to move cargo across cities, states or even the country. Whether you own a single rig or manage a fleet, how your business […]
May 29, 2025
AgencyWhen Should You File an Auto Insurance Claim?
Getting into a car accident or discovering damage to your vehicle can be stressful, as is deciding whether to file an auto insurance claim. For drivers in , where traffic incidents can range from fender benders to more serious collisions, knowing how and when to take the next step can make a difference in the […]
April 29, 2025
AgencyHow Safe Driving Tech Affects Your Insurance Rates
Advancements in automotive technology have revolutionized how we drive, making our journeys safer and more efficient. One significant impact of these safe driving tech innovations is on car insurance rates. The Role of Advanced Driver Assistance Systems Advanced Driver Assistance Systems (ADAS) are at the forefront of safe driving technology. These systems include features such […]
February 21, 2025
AgencyNonrenewal Notices and How They Work in California
Whether securing coverage for your home, automobile or other needs, purchasing and maintaining sufficient policies is essential. However, achieving this goal may also be complicated and require navigating various pitfalls and hurdles. Sometimes, you may think you’ve retained ideal insurance tailored to your needs, only to be notified that your carrier has opted not to […]
October 29, 2024
danielkraemerThe Importance of Earthquake Insurance for Las Vegas Homeowners
, renowned for its dazzling lights and entertainment, might not be synonymous with earthquakes, but the importance of earthquake insurance for homeowners in this area is significant. While is not situated on a major fault line, it is still vulnerable to seismic activity due to its proximity to several fault zones. This potential for earthquakes, […]
August 30, 2024
AgencyHow to Lower Auto Insurance Rates in Las Vegas, NV
Finding ways to lower your auto insurance rates or premiums can make a significant difference in your monthly budget. Many insurance companies offer various discounts that can help lower your premiums, including the following: Multi-policy discounts—Bundle your auto insurance with other policies, such as homeowners or renters insurance, for a discount. You may also be […]
April 24, 2024
AgencyCyber Liability Insurance – What Constitutes a Cyberattack?
In our increasingly interconnected digital world, cyberattacks have become a pervasive threat. These malicious acts target computer systems, networks, and sensitive data, causing significant harm to individuals, businesses and governments. Fortunately, by understanding cyberattacks and available loss control measures, potential targets may be able to limit their losses. Common Types of Cyberattacks A cyberattack generally […]
March 20, 2024
AgencyDo I Need to Cover Independent Contractors for Workers’ Compensation Insurance?
Workers’ compensation insurance is a vital safety net that provides financial protection to employees who suffer injuries or illnesses in the workplace. However, determining who qualifies as an employee and who falls under the category of an independent contractor can sometimes be a murky area for businesses. While businesses are generally required to provide workers’ […]